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Kauai County, Hawaii

Hawaii has wildfire insurance transparency and home hardening grant bills under discussion but none confirmed enacted; Kauai adopted WUI standards for plantation-camp districts in 2025.

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Rules for homeowners
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Build my kit

Rules for homeowners

What you may owe when you sell, rebuild, or keep up the ground around the house.

Building codeCheck status

Kauai Bill 2961 WUI standards

Kauai plantation-camp districts. County of Kauai

County ordinance signed in September 2025 that brings wildland urban interface safety standards into zoning and permitting for Kauai's plantation-camp districts, with education-first enforcement.

Asks about
Vents and the first 5 ft around the house
You’ll need
A home inside the program’s boundary
Details and how to comply
Details
Reported elements: home hardening against ember intrusion, a 5 ft noncombustible zone, defensible space to 30 ft, and low vegetation to 100 ft. Applies through zoning and permits; effective date not stated.
How
Before permitted work in a plantation-camp district, ask the Kauai Planning Department which WUI standards apply.
We prepare
Mitigation record

Official source: County of KauaiChecked Nov 3, 2026. From secondary sources, so confirm on the official page.

Free help

Assessments and services you don’t pay for.

Neighborhood programOpen

Firewise USA

Nationwide. National Fire Protection Association (NFPA)

A neighborhood program. Residents form a small board, get a risk assessment, write an action plan, and log the work they do each year to stay recognized. Some state insurance rules and some insurers count a recognized neighborhood.

Details and how to use it
Details
Community work: clearing, chipping days, and education. Your own retrofit work counts toward the neighborhood’s yearly total.
How
Look up recognized sites near you, or start one with your neighbors through NFPA’s Firewise USA portal. Your state forestry agency usually helps with the assessment.

Official source: National Fire Protection Association (NFPA)Checked Nov 3, 2026.

In progress in Hawaii

SB 2947 (2026, introduced) would require insurers to disclose wildfire risk scores on request, account for property and community mitigation or give discounts, post discounts and appeal steps, and rescore within 30 days of proof of mitigation, effective July 1, 2026 if enacted; no final passage was found. SB 3311 (2026) Strengthen Hawaii Homes Program would give DLNR fire retrofit grants for insured, owner-occupied single-family homes ($1,000,000 for FY 2026-27), but SD1 set a placeholder effective date of July 1, 2050 and no action after February 20, 2026 was found. Kauai Bill 2961 (signed September 2025) brings WUI standards into zoning and permitting for plantation-camp districts.

General information, not legal, tax, or insurance advice. Rules and funding change, so open the official page before you apply or buy for a program.